Elite FI Partners Helps Dealers Unlock Profits With Customized Reinsurance - Profit-Sharing Programs

Michael Aufmuth  Elite FI Partners

Tucson, Arizona Aug 20, 2025 (Issuewire.com) - Dealer reinsurance and profit-sharing programs have become essential tools for modern auto dealerships looking to boost F&I profitability and build long-term wealth. By participating in automotive reinsurance  essentially owning or co-owning the underwriting of F&I products dealers can recapture profits that would otherwise go to third-party insurers. These programs not only improve the bottom line but also deliver significant tax advantages, compliance benefits, and scalable wealth-building opportunities.

In a new comprehensive guide, Elite FI Partners explains what dealer reinsurance is, why profit sharing matters, and how different reinsurance structuresCFC, Super CFC, NCFC, and DOWCwork for dealerships of all sizes.

Why Profit-Sharing Matters for Dealerships

Profit-sharing programs unlock an additional profit center for dealerships. Dealers gain the ability to:

Every F&I sale is an opportunity to build long-term wealth when structured correctly, said Michael Aufmuth, Principal at Elite FI Partners. We help dealers stop leaving money on the table and take control of their profitability.

Comparing Reinsurance Models

Dealers can choose from several profit-sharing structures, each with unique advantages:

  • Retro Profit-Sharing Simple, no upfront investment, limited control.

  • Controlled Foreign Corporation (CFC) Offshore, dealer-owned, capped premiums, strong tax benefits.

  • Non-Controlled Foreign Corporation (NCFC) Group-owned, tax efficient, less control.

  • Super CFC Removes caps, offers upfront tax advantages, scalable for high-volume dealers.

  • Dealer-Owned Warranty Company (DOWC) Full control, maximum profit potential, higher responsibility.

Trusted Partner for Dealers Nationwide

Elite FI Partners specializes in designing and implementing dealer wealth programs that fit each dealerships goals. From simple retro plans to advanced Super CFC formations, the company provides compliance expertise, transparent reporting, and ongoing F&I training to maximize profitability.

With the right structure, dealers dont just improve todays performancethey build a legacy of wealth that continues for years to come, Aufmuth added.

About Elite FI Partners

Elite FI Partners is a national leader in F&I development, profit-sharing programs, and reinsurance strategies. Founded by industry veterans Michael and Emilia Aufmuth, the company works with dealerships across the U.S. to deliver industry-leading products, training, and customized reinsurance solutions that create lasting profitability and long-term financial security.

https://youtu.be/4EgHor78Cgs

Media Contact

Elite FI Partners
Tucson, AZ
www.elitefipartners.com
[email protected]

Automotive Reinsurance  Elite FI PartnersSuper CFC vs DOWC models

Media Contact

Elite FI Partners


[email protected]

844-334-1945

https://www.elitefipartners.com/

Source :Elite FI Partners

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